[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elksas.sk\/co-sposobi-nova-dan-z-poistenia\/#Article","mainEntityOfPage":"https:\/\/www.elksas.sk\/co-sposobi-nova-dan-z-poistenia\/","headline":"\u010co sp\u00f4sob\u00ed nov\u00e1 da\u0148 z poistenia?","name":"\u010co sp\u00f4sob\u00ed nov\u00e1 da\u0148 z poistenia?","description":"Ministerstvo financi\u00ed SR nevid\u00ed d\u00f4vod na zvy\u0161ovanie cien poistenia, nako\u013eko vo v\u00e4\u010d\u0161ine pr\u00edpad sa odvod nahr\u00e1dza da\u0148ou v rovnakej v\u00fd\u0161ke. Okrem toho, klienti si pod\u013ea rezortu financi\u00ed m\u00f4\u017eu vybra\u0165 pois\u0165ov\u0148u, ktor\u00e1 im pon\u00fakne najv\u00fdhodnej\u0161ie podmienky a ktor\u00e1 nepremietne da\u0148 zo zv\u00fd\u0161enia cien do svojich produktov. Klienti pois\u0165ovn\u00ed sa teda nemusia ob\u00e1va\u0165 zvy\u0161ovanie cien poistn\u00e9ho, aspo\u0148 […]","datePublished":"2017-11-14","dateModified":"2017-11-14","author":{"@type":"Person","@id":"https:\/\/www.elksas.sk\/author\/#Person","name":"","url":"https:\/\/www.elksas.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elksas.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elksas.sk\/wp-content\/uploads\/img_a284378_w16499_t1515943834.jpg","url":"https:\/\/www.elksas.sk\/wp-content\/uploads\/img_a284378_w16499_t1515943834.jpg","height":0,"width":0},"url":"https:\/\/www.elksas.sk\/co-sposobi-nova-dan-z-poistenia\/","wordCount":359,"articleBody":"\tMinisterstvo financi\u00ed SR nevid\u00ed d\u00f4vod na zvy\u0161ovanie cien poistenia, nako\u013eko vo v\u00e4\u010d\u0161ine pr\u00edpad sa odvod nahr\u00e1dza da\u0148ou v rovnakej v\u00fd\u0161ke. \tOkrem toho, klienti si pod\u013ea rezortu financi\u00ed m\u00f4\u017eu vybra\u0165 pois\u0165ov\u0148u, ktor\u00e1 im pon\u00fakne najv\u00fdhodnej\u0161ie podmienky a ktor\u00e1 nepremietne da\u0148 zo zv\u00fd\u0161enia cien do svojich produktov. Klienti pois\u0165ovn\u00ed sa teda nemusia ob\u00e1va\u0165 zvy\u0161ovanie cien poistn\u00e9ho, aspo\u0148 tak si to mysl\u00ed ministerstvo.\tMinister financi\u00ed Peter Ka\u017eim\u00edr (Smer-SD) tvrd\u00ed, \u017ee je to civilizovan\u00e9 opatrenie. Da\u0148 z poistenia vraj vyu\u017e\u00edva v\u00e4\u010d\u0161ina kraj\u00edn Eur\u00f3pskej \u00fanie a to hlavne pre to, \u017ee pois\u0165ovacie slu\u017eby s\u00fa v E\u00da na z\u00e1klade smernice osloboden\u00e9 od dane z pridanej hodnoty (DPH). To znamen\u00e1, \u017ee je to jedna z foriem, ako zabezpe\u010di\u0165 da\u0148ov\u00fa f\u00e9rovos\u0165 z h\u013eadiska poskytovania slu\u017eieb a tovarov.\tMinisterstvo financi\u00ed taktie\u017e zast\u00e1va n\u00e1zor, \u017ee pois\u0165ovne maj\u00fa nieko\u013eko mo\u017enost\u00ed, ako svoje ceny naopak zni\u017eova\u0165. A to optimaliz\u00e1ciou svojej \u010dinnosti, zn\u00ed\u017een\u00edm n\u00e1kladov, \u010di zn\u00ed\u017een\u00edm zisku.\tMinisterstvo predlo\u017eilo do pripomienkov\u00e9ho konania n\u00e1vrh z\u00e1kona o dani z poistenia. Touto da\u0148ou sa nahrad\u00ed s\u00fa\u010dasn\u00fd 8% odvod z ne\u017eivotn\u00e9ho poistenia. Da\u0148 bud\u00fa vybera\u0165 a plati\u0165 do \u0161t\u00e1tneho rozpo\u010dtu pois\u0165ovne. \tNa v\u00e4\u010d\u0161inu odvetv\u00ed ne\u017eivotn\u00e9ho poistenia sa bude uplat\u0148ova\u0165 sadzba dane 8%. Ned\u00f4jde tak k \u017eiadnej zmene oproti s\u00fa\u010dasn\u00e9mu stavu. Naopak, a\u017e k 50% zlacneniu vo forme ni\u017e\u0161ej sadzby dane d\u00f4jde napr\u00edklad pri poisten\u00ed \u00farazu \u010di choroby, kde sa navrhuje 4% sadzba dane. Maxim\u00e1lna da\u0148 z poistenia sa dotkne luxusu, a to vo forme 18% sadzby pri poisten\u00ed lietadiel a lod\u00ed vyu\u017e\u00edvan\u00fdch na rekrea\u010dn\u00e9 \u00fa\u010dely.\tPre oblas\u0165 \u017eivotn\u00e9ho poistenia sa zav\u00e1dza sadzba dane vo v\u00fd\u0161ke 2%. Vy\u0161\u0161ia sadzba 3% sa slovensk\u00fdch klientov pois\u0165ovn\u00ed nedotkne, nako\u013eko sa vz\u0165ahuje na druhy poistenia, ktor\u00e9 na Slovensku nie s\u00fa vyu\u017e\u00edvan\u00e9, dodalo Ministerstvo financi\u00ed SR.\tZ\u00e1kon by mal za\u010da\u0165 plati\u0165 u\u017e od okt\u00f3bra tohto roka.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010co sp\u00f4sob\u00ed nov\u00e1 da\u0148 z poistenia?","item":"https:\/\/www.elksas.sk\/co-sposobi-nova-dan-z-poistenia\/#breadcrumbitem"}]}]